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Commercial Insurance Lawyers in Saudi Arabia

Offices in Jeddah, Riyadh, and Dammam

The insurance industry gained greater prominence in the Kingdom of Saudi Arabia after the opening of the sector to foreign entities and the resulting consolidation that followed. Furthermore, the industry experienced rapid growth when vehicle and medical insurance became mandatory in the Kingdom and as new economic reforms encouraged foreign investment and economic diversification. The laws and regulations governing various aspects of insurance also evolved and became much broader to help regulate relations between different players in the insurance sector.

With over 50 years of experience, AlGhazzawi & Partners is considered the leading Saudi law firm for resolving complex insurance disputes. We have been active participants in the growth of this sector with broad experience representing and advising insurers, policyholders, and other stakeholders on commercial insurance agreements and coverage disputes.

Insurance Laws Continue to Change

Our firm has remained at the forefront of the rapidly evolving legal and regulatory regime governing insurance in the Kingdom. We have helped draft complex agreements between industry participants including:

  • Shareholders
  • Partners
  • Underwriters
  • Reinsurers
  • Service providers
  • Agents

Our insurance practice also has vast experience resolving commercial insurance claim disputes including those involving:

  • Commercial and industrial fires
  • Motor vehicle accidents
  • Industrial accidents
  • Medical liability
  • General liability
  • Professional indemnity
  • Product liability
  • Re-insurance
  • Transport, aviation, and marine

We work closely with our clients to analyze coverage issues and develop cost-effective strategies to maximize the claim value of their insured assets.

We apply our insurance expertise and vast resources to resolve insurance claim disputes using the most timely and cost-effective methods available. We settle most disputes through persuasion and negotiation using Alternative Dispute Resolution mechanisms. However, when necessary, we pursue litigation to recover monetary damages when insurers deny claims and are unwilling to negotiate a fair settlement.

About Our Insurance Practice Team

Our Insurance Practice team has represented domestic and international insurance companies, policyholders, and other stakeholders on complex matters before the Committees for Settlement of Insurance Disputes and before the administrative courts and general courts.

Notable Insurance Related Matters Include:

Providing ongoing advice to a joint-stock company engaged in multiple insurance businesses on different issues related to insurance matters.
Representing a leading insurance agency and brokerage firm engaged in underwriting medical and vehicle insurance policies with the principal over claims of unpaid commissions as well as damages over breach of contractual obligations.

Contact Our Insurance Practice Team

No matter the complexity of your insurance dispute, our legal team has the capabilities and depth to defend your interests and produce sound resolutions. With offices located in Jeddah, Dammam, and Riyadh, we support domestic and international clients across the Kingdom. Contact us to book a consultation.

FAQs

What types of insurance legal services does AlGhazzawi & Partners offer?
We advise and represent clients in all areas of Saudi insurance law, including policy drafting, regulatory compliance, and dispute resolution. Our team supports insurers, policyholders, underwriters, reinsurers, brokers, and other stakeholders in navigating legal complexities across the sector.
How has the insurance sector evolved in Saudi Arabia?
Following the opening of the sector to foreign investors and the enforcement of mandatory medical and motor insurance, the industry has seen significant growth and regulatory development. New laws now govern a wider scope of relationships and responsibilities across insurance players.
Do you help with insurance claim disputes?
Our insurance dispute lawyer analyzes insurance coverage, develops cost-effective claim strategies, and resolves disputes through negotiation, mediation, or litigation when needed for issues involving property damage (fires), motor vehicle accidents, industrial and medical liability, general and product liability, reinsurance, and transportation (marine and aviation) insurance.
Do you have experience with regulatory bodies and courts?
We have represented clients before the Committees for Settlement of Insurance Disputes, as well as administrative and general courts across the Kingdom, including high-stakes and complex cases.
Who do you represent in insurance-related matters?
We act for both domestic and international insurance companies, policyholders, brokers, and service providers. Whether you’re managing claims or contractual issues, we help protect your interests and ensure regulatory alignment.

Key Contacts

Jaafar-Taj-Alsir-Ali-small

Jaafer Taj Alsir Ali

Counsel
Rima-small

Rima M. El-Chaaraoui

Counsel
Talal-Belal-small

Talal Belal Ghazzawi

Senior Associate

Insights

Read Our Latest Updates on the Kingdom’s Laws & Regulations

Insights

Read Our Latest Updates on the Kingdom’s Laws & Regulations

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