Leaders In Insurance Law

Commercial Insurance Lawyers in Saudi Arabia

Offices in Jeddah, Riyadh, and Dammam

The insurance industry gained greater prominence in the Kingdom of Saudi Arabia after the opening of the sector to foreign entities and the resulting consolidation that followed. Furthermore, the industry experienced rapid growth when vehicle and medical insurance became mandatory in the Kingdom and as new economic reforms encouraged foreign investment and economic diversification. The laws and regulations governing various aspects of insurance also evolved and became much broader to help regulate relations between different players in the insurance sector.

With over 50 years of experience, AlGhazzawi & Partners is considered the leading Saudi law firm for resolving complex insurance disputes. We have been active participants in the growth of this sector with broad experience representing and advising insurers, policyholders, and other stakeholders on commercial insurance agreements and coverage disputes.

Insurance Laws Continue to Change

Our firm has remained at the forefront of the rapidly evolving legal and regulatory regime governing insurance in the Kingdom. We have helped draft complex agreements between industry participants including:

  • Shareholders
  • Partners
  • Underwriters
  • Reinsurers
  • Service providers
  • Agents

Our insurance practice also has vast experience resolving commercial insurance claim disputes including those involving:

  • Commercial and industrial fires
  • Motor vehicle accidents
  • Industrial accidents
  • Medical liability
  • General liability
  • Professional indemnity
  • Product liability
  • Re-insurance
  • Transport, aviation, and marine

We work closely with our clients to analyze coverage issues and develop cost-effective strategies to maximize the claim value of their insured assets.

We apply our insurance expertise and vast resources to resolve insurance claim disputes using the most timely and cost-effective methods available. We settle most disputes through persuasion and negotiation using Alternative Dispute Resolution mechanisms. However, when necessary, we pursue litigation to recover monetary damages when insurers deny claims and are unwilling to negotiate a fair settlement.

About Our Insurance Practice Team

Our Insurance Practice team has represented domestic and international insurance companies, policyholders, and other stakeholders on complex matters before the Committees for Settlement of Insurance Disputes and before the administrative courts and general courts.

Notable Insurance Related Matters Include:

  • Providing ongoing advice to a joint-stock company engaged in multiple insurance businesses on different issues related to insurance matters.
  • Representing a leading insurance agency and brokerage firm engaged in underwriting medical and vehicle insurance policies with the principal over claims of unpaid commissions as well as damages over breach of contractual obligations.

Contact Our Insurance Practice Team

No matter the complexity of your insurance dispute, our legal team has the capabilities and depth to defend your interests and produce sound resolutions. With offices located in Jeddah, Dammam, and Riyadh, we support domestic and international clients across the Kingdom. Contact us to book a consultation.

Key Contacts

Rima M. El-Chaaraoui

Rima M. El-Chaaraoui


Talal Belal Ghazzawi

Talal Belal Ghazzawi

Senior Associate


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Offices Across The Region

Dammam Office

AlGhazzawi Business Tower, 8th Floor
Prince Muhammad Street
P.O. Box 381, Dammam 31411
T: +966 13 8331611
F: +966 13 8331981

Jeddah Office

Jeddah Commercial Centre, 3rd Floor
Al Maady Street, Corniche Al Hamra
P.O. Box 7346, Jeddah 21462
T: +966 12 6531576
F: +966 12 6532612

Riyadh Office

King Faisal Foundation, North Tower, 4th Floor
King Fahd Road
P.O. Box 9029, Riyadh 11413
T: +966 11 4632374
F: +966 11 4627566

Representative Office - Cairo

Nile City Tower, North Tower, 23rd Floor
2005 Corniche El Nil, Ramlet Beaulac
Cairo, Egypt 11221
T: +202 2461 9647
F: +202 2461 9647